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STOP:  This application link has been deactivated as of 12/9/2021.  To apply for a loan, please contact your mortgage loan officer for an updated link.


Where to Start

Information For First-Timers

First-Time Home Buying

Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

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Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Check RatesCalculators

Start Saving By Refinancing

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Check RatesCalculators

Getting Value Out Of Your Home

Home Equity Loans

Thinking about home improvements? Now may be the perfect time to upgrade your home. A home equity loan can help.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Check Rates

Building A New Home

Construction Loans

Construction loans offer flexible options for financing while your home is being built as well as the long term financing after your home is complete. You can finance each phase separately or look at one loan that covers both phases.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Check Rates



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About Andrea Fowler

Whether you're buying, building or refinancing, Andrea Fowler is an experienced mortgage professional who can help!  With 20 years in the mortgage industry, Andrea has the experience that homebuyers are looking for.  She has extensive knowledge working with low and moderate income borrowers as well as borrowers looking for portfolio jumbo products, helping them to understand the mortgage process and secure the right mortgage product.  "I take my duty to my clients and their financial future very seriously," Andrea says. "Even more so when due to circumstances beyond their control, a client may be the first of a generation of family members to purchase and own a home."  Andrea has been recognized as a top producer and is a board member of the NAACP Housing Committee, a member of the Women's Council of Realtors and a Certified Applied Neuroscience Coach.  Andrea originates mortgage loans in Houston and throughout the Cadence Bank footprint.